.planning-guide{--planning-ink:#10213a;--planning-muted:#52647c;--planning-line:#dfe7f1;background:#f5f8fc;color:var(--planning-ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;padding:64px 0;border-top:1px solid #e3ebf4;text-align:left}.planning-guide *{box-sizing:border-box}.planning-guide__inner{width:min(1328px,calc(100% - 64px));margin:0 auto}.planning-guide__heading{display:flex;align-items:flex-start;justify-content:space-between;gap:40px;margin:0 0 32px}.planning-guide__heading>div{max-width:790px;min-width:0}.planning-guide .planning-guide__eyebrow{font-size:10px;font-weight:750;letter-spacing:1.7px;line-height:1.7;color:#856421;margin:0 0 14px}.planning-guide__eyebrow>span{color:#ba8a2d;margin-right:7px}.planning-guide h2{font-size:clamp(28px,3.1vw,40px);line-height:1.2;letter-spacing:-1.15px;font-weight:750;margin:0 0 16px;max-width:760px}.planning-guide__heading>div>p:last-child{font-size:15px;line-height:1.85;color:var(--planning-muted);margin:0;max-width:760px}.planning-guide a{color:#0b3b75;text-decoration:none}.planning-guide a:focus-visible{outline:3px solid #c4932d;outline-offset:5px;border-radius:3px}.planning-guide a:hover{text-decoration:underline;text-underline-offset:4px}.planning-guide__directory{display:inline-flex;align-items:center;justify-content:center;gap:24px;flex:none;min-height:46px;border:1px solid #cbd8e8;border-radius:9px;background:#fff;padding:11px 16px;font-size:12px;line-height:1.5;font-weight:700;margin-top:27px}.planning-guide__directory>span{font-size:20px;color:#977021}.planning-guide__steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;background:#061a33;color:#fff;border-radius:18px;padding:30px;margin-bottom:44px}.planning-guide__steps>article{display:flex;align-items:flex-start;gap:16px;min-width:0}.planning-guide__steps>article>span{font-size:12px;line-height:1.6;color:#edc66f;border:1px solid #ffffff30;border-radius:8px;padding:6px 8px;flex:none}.planning-guide__steps h3{font-size:16px;line-height:1.5;margin:0 0 9px;letter-spacing:-.1px;color:#fff}.planning-guide__steps p{font-size:12px;line-height:1.85;color:#c5d5e7;margin:0}.planning-guide__section-heading{margin:0 0 22px;display:flex;align-items:baseline;justify-content:space-between;gap:24px}.planning-guide__section-heading h3{font-size:23px;line-height:1.4;letter-spacing:-.5px;margin:0;font-weight:750}.planning-guide__section-heading p{font-size:12px;line-height:1.8;color:var(--planning-muted);margin:0}.planning-guide__cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.planning-guide__card{display:flex;flex-direction:column;min-width:0;padding:25px;border:1px solid var(--planning-line);border-radius:14px;background:#fff;box-shadow:0 6px 22px #10213a04}.planning-guide .planning-guide__card-eyebrow{font-size:10px;line-height:1.7;font-weight:650;color:#7c632c;margin:0 0 11px}.planning-guide__card h4{font-size:23px;line-height:1.3;letter-spacing:-.45px;margin:0 0 15px;font-weight:750}.planning-guide__card h4>a{display:flex;align-items:center;justify-content:space-between;gap:14px;color:#10213a;min-height:36px}.planning-guide__card h4>a>span{font-size:22px;color:#a87d24;font-weight:400}.planning-guide__card ul{padding-left:17px;margin:0 0 20px;color:var(--planning-muted);font-size:12px;line-height:1.85}.planning-guide__card li+li{margin-top:9px}.planning-guide__card li::marker{color:#bd963e}.planning-guide__card-link{display:flex;align-items:center;gap:10px;margin-top:auto;padding-top:15px;border-top:1px solid #ebf0f6;min-height:44px;font-size:11px;font-weight:700;line-height:1.65}.planning-guide__comparison{display:grid;grid-template-columns:minmax(0,1.7fr) minmax(260px,1fr);gap:24px;margin-bottom:30px;align-items:stretch}.planning-guide__checklist{background:#fff;padding:30px;border:1px solid var(--planning-line);border-radius:16px}.planning-guide__checklist h3{font-size:23px;line-height:1.4;letter-spacing:-.45px;margin:0 0 24px}.planning-guide__checklist ol{list-style:none;padding:0;margin:0}.planning-guide__checklist li{display:flex;align-items:flex-start;gap:17px;padding:18px 0;border-top:1px solid #e5ecf4}.planning-guide__checklist li>span{font-size:11px;color:#876724;font-weight:700;line-height:1.6;flex:none;padding-top:3px}.planning-guide__checklist li>p{font-size:14px;line-height:1.8;color:var(--planning-muted);margin:0}.planning-guide__next{padding:30px;background:#061a33;border-radius:16px;color:#fff;display:flex;align-items:flex-start;flex-direction:column}.planning-guide__compass{display:grid;place-items:center;width:48px;height:48px;background:#ffffff0a;border:1px solid #ffffff26;border-radius:12px;color:#edc66f;font-size:26px;margin-bottom:30px}.planning-guide__next h3{font-size:26px;line-height:1.3;letter-spacing:-.6px;margin:0 0 16px;font-weight:700;color:#fff;max-width:270px}.planning-guide__next p{font-size:13px;line-height:1.9;color:#c5d5e7;margin:0 0 24px}.planning-guide__next a{display:flex;align-items:center;justify-content:space-between;gap:20px;color:#f0cf82;min-height:46px;width:100%;padding:12px 0;font-size:12px;line-height:1.6;border-top:1px solid #ffffff24;font-weight:650}.planning-guide__next a>span{font-size:18px}.planning-guide__notice{display:flex;align-items:flex-start;gap:16px;background:#fff9ec;border:1px solid #ead8ac;border-radius:12px;padding:21px 24px;margin:28px 0 0}.planning-guide__notice-mark{display:grid;place-items:center;width:24px;height:24px;font-family:Georgia,serif;font-size:16px;font-weight:700;color:#876724;border:1px solid #ba9444;border-radius:50%;flex:none}.planning-guide__notice h3{font-size:14px;line-height:1.6;color:#634f25;margin:0 0 5px;font-weight:700}.planning-guide__notice p{font-size:12px;line-height:1.9;color:#725e37;margin:0;max-width:990px}.planning-guide__footer{display:flex;align-items:center;justify-content:space-between;gap:36px;border-top:1px solid #d9e3ef;padding-top:28px;margin-top:32px}.planning-guide__footer>div{max-width:820px;min-width:0}.planning-guide__footer h3{font-size:17px;line-height:1.5;margin:0 0 9px;letter-spacing:-.2px}.planning-guide__footer p{font-size:12px;line-height:1.9;color:var(--planning-muted);margin:0}.planning-guide__footer p a{text-decoration:underline;text-underline-offset:3px}.planning-guide .planning-guide__join{display:inline-flex;align-items:center;justify-content:center;gap:19px;min-height:48px;flex:none;padding:13px 18px;background:#0b3b75;color:#fff;font-size:12px;line-height:1.6;font-weight:700;border-radius:9px}.planning-guide__join>span{font-size:18px}.planning-guide--service .planning-guide__heading{margin-bottom:30px}
@media(max-width:1100px){.planning-guide__cards{grid-template-columns:repeat(2,minmax(0,1fr))}.planning-guide__steps{gap:20px;padding:25px}.planning-guide__steps>article{flex-direction:column;gap:13px}.planning-guide__section-heading{flex-direction:column;align-items:flex-start;gap:9px}.planning-guide__footer{align-items:flex-start;gap:24px}.planning-guide__join{max-width:255px}.planning-guide__comparison{grid-template-columns:minmax(0,1.5fr) minmax(240px,1fr);gap:18px}}
@media(max-width:680px){.planning-guide{padding:38px 0}.planning-guide__inner{width:calc(100% - 36px)}.planning-guide__heading{flex-direction:column;gap:20px;margin-bottom:25px}.planning-guide .planning-guide__eyebrow{font-size:9px;letter-spacing:1.2px;margin-bottom:11px}.planning-guide h2{font-size:30px;letter-spacing:-.8px;margin-bottom:14px;line-height:1.25}.planning-guide__heading>div>p:last-child{font-size:13px;line-height:1.9}.planning-guide__directory{width:100%;justify-content:space-between;margin:0;font-size:12px}.planning-guide__steps{grid-template-columns:1fr;gap:25px;padding:23px 21px;margin-bottom:30px;border-radius:14px}.planning-guide__steps>article{flex-direction:row;gap:15px}.planning-guide__steps h3{font-size:15px}.planning-guide__steps p{font-size:12px}.planning-guide__section-heading{margin-bottom:18px}.planning-guide__section-heading h3{font-size:22px;letter-spacing:-.45px}.planning-guide__section-heading p{font-size:12px}.planning-guide__cards{grid-template-columns:1fr;gap:14px}.planning-guide__card{padding:22px}.planning-guide__card h4{font-size:24px;margin-bottom:14px}.planning-guide__card ul{font-size:13px;line-height:1.85}.planning-guide__card-link{font-size:12px}.planning-guide__comparison{grid-template-columns:1fr;gap:18px}.planning-guide__checklist{padding:24px 21px}.planning-guide__checklist h3{font-size:22px;line-height:1.4;margin-bottom:20px}.planning-guide__checklist li{gap:15px;padding:17px 0}.planning-guide__checklist li>p{font-size:13px;line-height:1.9}.planning-guide__next{padding:26px 23px}.planning-guide__compass{margin-bottom:23px}.planning-guide__next h3{font-size:25px;max-width:none}.planning-guide__next p{font-size:13px;margin-bottom:18px}.planning-guide__next a{font-size:12px}.planning-guide__notice{padding:19px 17px;gap:12px;margin-top:23px}.planning-guide__notice h3{font-size:13px}.planning-guide__notice p{font-size:12px;line-height:1.85}.planning-guide__notice-mark{width:22px;height:22px;font-size:15px}.planning-guide__footer{flex-direction:column;gap:22px;padding-top:23px;margin-top:26px}.planning-guide__footer h3{font-size:17px}.planning-guide__footer p{font-size:12px;line-height:1.95}.planning-guide .planning-guide__join{width:100%;max-width:none;justify-content:space-between;font-size:12px}}